Owning a home comes with many benefits, but it also comes with many costs. Average annual home insurance rates can be anywhere from a couple hundred dollars up to several thousand dollars for an average annual premium per year, depending on various factors, including the cost to replace your home in its entirety, your deductible, your personal liability coverage, and your medical payment limits.
You may have heard that home security systems can help you save money on your home insurance costs, and it is true. Why? Because buying, installing, and managing a top-quality home security system shows that you are doing your part in keeping your home safe and lowering your risks, which, in turn, helps your home insurance provider.
Save Up To 20 Percent on Your Home Insurance Premium
With the highest quality home security system, such as a monitored alarm system, along with other security features and products, you can save up to 20 percent on your home insurance premium, depending on the provider.
While some insurance companies do claim to reduce your costs up to 20 percent, the average reduction on a home insurance premium after installing a residential security system is somewhere in the middle — around 2 to 10 percent, according to Policygenius. This reduction could save you a few hundred dollars per year or even up to $1,000 per year.
The average home insurance costs in Florida tend to be higher than many other areas in the United States, depending on the area that you live in, as well as other factors, so adding a top-performing security system to your home could save you big on your annual and monthly premium if your total cost is on the higher end.
How To Get The Biggest Discount
So, you know that getting and installing a home security system can be a big payoff in your home insurance costs, but how do you get the highest discount? While it is up to each individual home insurance provider to calculate your total cost and reduce your premium based on the home security system and perks that you choose, there are a number of services that you can add-on to your residential security system to get an even greater discount.
A monitored security system is a great way to get maximum savings on your home insurance premium. These types of home security systems are strategically equipped and installed with the help of a professional security system company, such as APS Security and Fire. Professional monitoring is an additional monthly cost with a big payoff, and it includes 24/7 monitoring by your home security provider.
In general, the more security features you add to your system, the better. APS Security and Fire offer a broad range of products to increase security in your home and increase your discount on your home insurance costs. We proudly offer, install, and manage Honeywell products in the home security system that we design for you. Components can include:
- Keypads – 6290W & 6160
- Control panels
- Door/window transmitters
- Indoor cameras
- Outdoor cameras
- Camera kits
- Motion detectors
- Smoke detectors
- Panic transmitters
- Glassbreak detectors
Motion detectors alert you of any sudden, unwelcome, or questionable activity in or around your home, and panic transmitters notify residents of a door or window opening. Keypads allow for easy arming and disarming of your home, and smoke detectors can dispatch local authorities to come help.
Since there are so many components involved in choosing your security system, selecting the best security system for your needs might seem like a daunting task, but APS Security and Fire has a professional ready to help you make the right decisions which also get you the biggest payoff.
Talk To An Expert About The Best Home Security Systems
If you are looking to reduce your home insurance premium, lower your overall housing costs, and make your home securer than ever, you need to talk with a team member at APS Security and Fire to find and install the best home alarm system for your needs.
We’d love to discuss the benefits of each individual product that can be added to your system and help you get the highest home insurance discount possible.
